Global Cash Flow Analysis
The global cash flow analysis of complex borrower scenarios introduces fresh challenges for financial institutions. Institutions may struggle to spread borrower financial statements in a consistent manner and accurately measure global cash flow for relationships (business, real estate, and guarantors). When global cash flow analysis is not conducted or is improperly conducted, income or debt could be over- or understated. Therefore, loan decisions could rely on inaccurate debt and cash flow information.
This whitepaper, The Definitive Guide to Global Cash Flow, explains the biggest obstacles credit analysts face with global cash flow, when they must combine business, real estate, and guarantor income and debt. Download it now for an example of global cash flow analysis and learn how to avoid:
- Difficulty combining personal and business incomes
- Incomplete information
- Double-counting