Credit presentations: Developing a high-quality credit memo

Documenting credit decisions and their rationale is a cornerstone of effective credit risk management, especially in today’s fluctuating interest rate environment. High-quality credit memos not only enhance transparency but also support sound decision-making by addressing the needs of all stakeholders involved. As rates shift, consistent and well-documented memos become even more critical for navigating portfolio risks and opportunities.

You will learn: 

• Ways to ensure consistent documentation across the entire credit process

• How to develop a clear, concise, relevant, and well-organized credit presentation

• What a changing rate environment means for your current process