ALCO playbook: Managing liquidity and performance amid rate cuts
2:00 PM ET / 1:00 PM CT
Community financial institutions have seen net interest margins compress as the Federal Reserve raised interest rates to help curb inflation. These rate increases have driven up funding costs to levels not seen in decades, while many assets were booked at historically low yields, intensifying margin pressure.
However, with the Federal Reserve now signaling a shift toward looser monetary policy, it’s critical that Asset/Liability Committees (ALCOs) are prepared to take swift action. ALCOs must focus on protecting depositors while stabilizing net interest income in this evolving environment.
In this webinar, discover best practices for decision-making, interest-rate forecasting, and aligning strategic objectives to ensure your institution remains financially sound.
You will learn:
- How to interpret your ALM model and make the best decisions for your FI
- The impact of recent rate changes on liquidity and interest rate risk
- Balance sheet strategies for loans and deposits
- Tips on how to ensure your next exam/audit goes smoothly