Abrigo's DiCOM Loan Review software enables banks and credit unions to identify emerging credit risks, achieve double-digit efficiency gains, and reduce losses through a streamlined, automated loan review software process.
Gain deeper insights with an efficient process
Loan review software
Loan review workflow automation
Streamline loan review for banks and credit unions.
Optimize loan review
Identifying credit risk is vital to running a high-performing financial institution. With Abrigo's DiCOM Loan Review software and our new AI-powered Loan Review Assistant, credit union and bank loan review services can boost efficiency by double digits while maintaining the highest credit quality. Credit risk review staff ensure that portfolio credit quality aligns with the institution's risk appetite and expectations. Our advanced technology also streamlines workflows, enhances accuracy, and minimizes overlooked risk.
Get a demoAdvantages of DiCOM Loan Review software
Automate your credit risk review process.
Easily identify risk
Find emerging portfolio risk pools and mitigate potential credit quality deterioration through dynamic risk assessments and automated scoping that creates risk-based samples in minutes.
Achieve efficiency gains
Free up time and ensure consistent loan reviews with automated data integration, customizable workflows, and dashboards showing performance by segment, teams, and more.
Reduce losses
Identify problem loans with vigorous reporting that gives visibility across a range of loan data. Make better decisions using summaries of reviews, exceptions, and portfolio concentrations.
Better process, better bank
“DiCOM’s loan review and portfolio analytics have provided our credit risk review function with streamlined processes, improved efficiencies, enhanced scoping capabilities, automated line sheets, robust management reporting, and critical portfolio analytics.” -Eastern Bank
Instill confidence in the loan review process.
Quality reviews
Impress your board, management, and examiners with efficient and effective credit risk reviews that identify risks and reinforce consistent underwriting and controls.
Accurate data
Quickly get the data your loan review team needs and save time previously spent on gathering or entering loan information through the integration with Abrigo's lending and portfolio risk platform.
Loan review workflow automation
Streamline loan review for banks and credit unions.
Work smarter with AI
Transform loan review processes with speed and precision using Abrigo’s new AI powered Loan Review Assistant. Tap into new capabilities that include automated loan data analysis, narrative generation, and more to reduce review-cycle time, elevate quality and consistency, and spend less time on repetitive tasks.
Explore the productAbrigo Loan Review FAQ
What is Abrigo’s DiCOM Loan Review software?
Abrigo’s DiCOM Loan Review is loan review software that automates credit risk review workflows for banks and credit unions. It helps loan review teams scope, review, and report on portfolio credit quality using integrated data, configurable workflows, and portfolio analytics.
Who is Abrigo Loan Review software built for?
Abrigo’s DiCOM Loan Review software is built for bank and credit union loan review and credit risk review teams that need consistent, repeatable reviews across the portfolio. It supports organizations that want to reduce manual effort while improving visibility into exceptions, concentrations, and emerging risk.
How does Abrigo’s DiCOM automate loan review scoping and sampling?
Abrigo’s DiCOM automates scoping with dynamic risk assessments that create risk-based samples in minutes. This helps loan review teams focus reviews on higher-risk pools sooner, instead of relying on static, manual sampling methods.
What are the main benefits of Abrigo loan review workflow automation?
Loan review workflow automation is designed to help institutions identify risk earlier, improve team efficiency, and reduce losses. It combines automated data integration, dashboards, and reporting to make reviews more consistent across teams and segments.
How does Abrigo’s DiCOM help identify emerging credit risk in the portfolio?
Abrigo’s DiCOM helps identify emerging credit risk by surfacing risk pools and problem loans through portfolio analytics and reporting on review results, exceptions, and concentrations. This gives credit leaders clearer line-of-sight into where credit quality may be deteriorating.
How does Abrigo’s DiCOM Loan Review improve data accuracy for reviewers?
Abrigo’s DiCOM Loan Review improves data accuracy by integrating loan data through Abrigo’s lending and portfolio risk platform, reducing manual gathering and re-entry. That means reviewers spend less time building line sheets and more time evaluating credit quality and controls.
What is the Abrigo AI-powered Loan Review Assistant?
Abrigo’s AI-powered Loan Review Assistant is an add-on capability that supports faster and more consistent loan reviews through automated loan data analysis and narrative generation. It’s designed to reduce repetitive work and shorten review-cycle time without changing the core review workflow.
How does Abrigo’s DiCOM support examiner-ready loan review and governance?
Abrigo’s DiCOM supports examiner-ready loan review by standardizing workflows, strengthening documentation, and producing management reporting that is easier to defend and explain. It’s positioned to help institutions deliver efficient, effective credit risk reviews for management, boards, and examiners.
How is Abrigo loan review software different from spreadsheets for loan review?
Abrigo’s DiCOM Loan Review replaces spreadsheet-based loan review with automated scoping, integrated loan data, and standardized workflows. Instead of manual sampling and disconnected tracking, teams can produce consistent reviews and reporting across segments, reviewers, and time periods—useful in any loan review software comparison.
How is Abrigo’s DiCOM different from legacy loan review systems?
Abrigo’s DiCOM is positioned around workflow automation, automated data integration, and dashboards that show performance by segment and team. Compared to legacy systems that rely on heavier manual processes, Abrigo’s DiCOM is designed to shorten cycle time and reduce overlooked risk through more consistent execution and reporting.
Should a bank use loan review services or loan review software?
Loan review services provide expertise and capacity, while loan review software provides repeatable, internal workflow control and reporting. Abrigo’s DiCOM Loan Review is built to streamline the loan review process with automation and analytics, which can complement internal teams and support more consistent governance.
How does Abrigo’s DiCOM compare to standalone workflow tools?
Standalone workflow tools can manage tasks, but they often lack credit risk-specific scoping, portfolio analytics, and loan-review reporting. Abrigo’s DiCOM is purpose-built as credit risk review software, combining automated scoping, integrated loan data, and management reporting in one workflow.
What’s the difference between rule-based sampling and Abrigo’s DiCOM’s risk-based scoping?
Rule-based sampling typically uses static thresholds and manual steps that may miss changing risk patterns. Abrigo’s DiCOM supports dynamic risk assessments and automated scoping that produces risk-based samples quickly, helping reviewers focus attention where portfolio risk is emerging.
How does Abrigo’s DiCOM Loan Review compare to an in-house build?
An in-house build can be tailored but often requires ongoing maintenance, validation, and reporting development. Abrigo’s DiCOM Loan Review provides configurable workflows, dashboards, and reporting designed for banks and credit unions, reducing the operational burden of building and supporting a full loan review platform internally.
