What are the loan betas in your plan for rising interest rates? Loan betas, or how rates for new and repriced loans will act as interest rates rise, are critical ALM inputs for NIM forecasts.  You might also like this webinar, “Banking in a Rising Rate Environment: Myth Busters Panel.”

The basics of commercial credit analysis Learn the foundations of credit analysis, including key data analysis strategies and best practices.  For more information on the basics ofcredit analysis, check out this webinar: WATCH NOW Takeaway 1 Understanding credit risk and assigning risk to loans is the foundation of credit analysis. 

**Please check our most recent blog post regarding the latest changes to the FASB deadlines.**   With CECL (Current Expected Credit Loss) implementation virtually around the corner, financial institutions across the country are building their CECL Committees. Common questions that have surfaced include: What are my peers doing? Who should be involved?

Top banking risk management papers and infographics  Abrigo experts’ insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. Here are the top resources. You might also like this webinar, “Unraveling risk rating: Making sense of your best early warning tool.” Watch NOW Takeaway

Stress testing & deposit strategies in the spotlight The failure of Silicon Valley Bank offers other financial institutions the chance to reassess their approaches to and management of interest rate risk, liquidity risk, and credit risk.  You might also like this whitepaper, “Inflation and rising rate’s impacts on earnings and

Every financial institution has a defined set of goals focused around earnings, growth, capital, or a mix of things. To reach these goals, it is crucial to put together a thought-out and achievable plan that matches the talents of the institution. This whitepaper outlines regulatory capital and risk-based capital standards,

In the current environment, core deposit analysis is crucial for helping banks and credit unions remain competitive and profitable. Updated core deposit analytics provide the data for critical assumptions used in asset/liability models (ALM), and impact the overall risk management strategies at a financial institution. In this infographic, learn 6

A key component of effective asset/liability management (ALM) is managing risks. For many financial institutions, an income simulation model is a fundamental method for measuring short-term interest rate risk exposure. This infographic lays out the five steps to building an effective income simulation to help manage inherent risk to a

Asset/liability management is a crucial process designed to maximize an institution’s profitability while managing risk. The broad goal of ALM is to help produce sustainable earnings without compromising other interests of the institution. This infographic breaks down the goal of ALM into three key objectives. Download to Learn: Key profitability

Turn compliance into a profit center Asset/Liability Management Consulting and Outsourcing Get a Demo ALM model assistance from an expert team Asset/liability management consulting and strategy As financial institutions grapple with continued uncertainty related to interest rates, having sound asset/liability management (ALM) processes in place is crucial for their financial