“What Do I Do with All This Money?”: A Decision Guide to Options for Using Excess Liquidity
A storm of events that have defined 2020 leaves many community financial institutions today in the position where balance sheets are awash with liquidity and competitive markets are squeezing rates on good quality loans to lower-than-comfortable levels. Using excess liquidity profitably in today’s low-rate environment can be challenging.
The following decision guide is a starting point in assessing your alternatives for putting excess liquidity to work.
Download this guide to learn:
- How to evaluate asset selection choices
- How to assess all risks and costs associated with a new investment
- Where to invest funds once risks and costs have been assessed