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Lending & Credit Risk

Loan Pathing: The Road to More Efficient Lending

By: Neill LeCorgne

In an increasingly competitive lending environment, every little bit of earnings and efficiency gains helps. Many financial institutions will seek efficiency gains through expense cuts and outsourcing back-office functions, such as payroll.

However, financial institution executives can exact more meaningful efficiency gains that also provide a strategic advantage for their lending operations by adopting loan pathing.

In this whitepaper, former bank president Neill LeCorgne details how institutions can go about loan pathing to gain a strategic and financial advantage. By incorporating automation and workflow management to map the path of various loan applications, institutions can focus resources on the applications that warrant more analysis. This will ensure that the loans that are approved meet the institutional risk and return objectives.