Zach is a Manager on Abrigo’s Advisory Services team. He has over 7 years of financial services consulting experience with financial institutions ranging in asset size from $200 million to over $20 billion. He specializes in merger and acquisition–related consulting, Day 1 valuation and due diligence services for whole bank acquisitions, consulting related to CECL modeling and implementation, and model validation. His other responsibilities include backtesting, stress testing, exit pricing, and Day 2 accounting under both ASC-310-30 and ASC 310-20. He is also involved in various financial modeling and data analytics services including credit risk analytics, ongoing monitoring, historical probability of default, loss–given default analysis, and prepayment speed studies. Zach earned his MBA from West Virginia University. Prior to working in the consulting space, he served as a financial analyst at a $2.2 billion financial institution.