As deals become more complex and regulations stricter, banks and credit unions benefit from involving experienced valuation and purchase accounting professionals. Abrigo’s business combination and valuation experts are crucial partners, offering the following services that encompass the full life of a deal and ensuring your institution is set up for success.
Comprehensive fair value services for financial institutions
Purchase accounting and bank valuation services
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Credit union and bank valuation services
Ensure accurate and timely valuation services for bank M&A transactions
Deep valuation expertise
In an active market for business combinations, senior management and investment bankers need comprehensive fair value determinations as they provide support for critical metrics, such as resulting goodwill, pro forma capitalization, and earn-back periods.
Abrigo’s business combination and valuation services provide key fair valuation determinations in a timely, systematic, and compliant manner.
Fair value and purchase accounting services
Assisting clients in valuing and recording acquired financial assets and liabilities
Loan portfolio fair value
Calculate the fair value of loan portfolios and other assets, as well as the Day 1 and Day 2 accounting implications under current PCD rules and proposed PFA rules.
Core deposit intangibles
Understand the value of CDIs by determining the present value benefit, estimated core deposit life, and amortization impact utilizing market-based assumptions, including repricing betas and discount rates.
Time deposits
Quantify the present value of time deposits for maturity buckets of similar products and provide the accretion/amortization impact of the mark.
Trust preferred and debt securities
Calculate the fair value of acquired trust preferred and debt securities using market-based rate and spread data.
Enterprise value
Determine the enterprise value of the acquired financial institution in mergers of mutual financial institutions and credit unions.
Stay on top of M&A trends at financial institutions
Over the next 5 years, 56% of bank executives and directors say they are open to acquisitions in a recent survey by Bank Director. See survey
Advantages of credit union and bank valuation services
Navigate bank M&A transactions
with a trusted partner
A recognized leader in risk management and advisory services, Abrigo's team has been involved in hundreds of transactions, providing key business combination and valuation services for financial institutions of all sizes.
Industry leader
Abrigo's valuation experts have valued billions in acquired assets and liabilities. The same cash flow platform that over 2,000 clients use for monthly cash flows for CECL enables us to quickly accept, manage, evaluate, and report on acquired assets and liabilities.
Longstanding expertise
Our highly specialized team members have significant transactional involvement in the banking and credit union space. We perform a variety of services that include Day 1 and Day 2 accounting, exit pricing, and other quarterly services.
Resources on bank valuation
Acquisition & integration considerations for banks
Consider these tips for assessing your institution and a to-be-acquired institution for a smooth integration.
Key purchase accounting and valuation trends
Check out these observations in the valuation of loan portfolios, core deposits and the related intangibles, time deposits, and debt instruments.
Purchased financial assets in banking under CECL
Stay on top of recent FASB news around the accounting treatment of purchased financial assets.
