Abrigo’s Loan and Deposit Pricing Advisors offer you a competitive advantage by helping identify, attract, and retain business while keeping track of your performance toward goals and monitoring competition. Save time and scarce internal resources by enlisting Abrigo’s Advisors to create efficient and effective programs tailored to your strategies.
Attractive Deposit and Loan Offerings
Stay competitive, keep up with market changes
and meet your needs
3 Easy Steps
Guidance for Success
Assess Financial Institution's Data & Current Offerings
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Conduct Financial Institution
Strategic Review
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Instill Consistent Advisory and Pricing Discipline
Learn More Step 1
Assess Data & Current Offerings
Your Abrigo Advisor performs a complete analysis and review of your institution’s data including capital situation, current budgets, targets and pricing. This step provides comprehension into pricing behaviors and product design as well as mechanisms already put into place to help define your goals and devise a strategy to achieve them.
Step 2
Conduct Strategic Review
The strategic review is critical to setting the foundation for a successful pricing program. Our team meets with your management and key team members to align all parties on the goals and objectives around the pricing process and plan. A key component of this review is exploring potential opportunities - from changing product mix, product design, and new pricing strategies to helping manage margins.
Common topics covered in a strategic review include:
Economic outlook and market conditions
Pricing decisions and strategies for product types
Deposit funding strategies for growth and liquidity planning
Backtesting and strategy comparisons
Marginal cost and profitability calculations
Profitability analysis with effective loan pricing scenarios
Regulatory compliance and support for pricing decisions
Relationship pricing to increase your institution’s strategic competitive advantage
Pricing decisions based on your institution’s profitability guidelines.
Step 3
Instill Consistent Advisory - Pricing Discipline
Long-term pricing success depends on a concerted, continued application and adjustments by the institution. Abrigo’s ongoing reviews help institutions stay on track while pivoting with changing market conditions. These recurring sessions focus on revisions and adjustments to pricing rules and strategies based on updated institution data and data from Abrigo’s pricing tools. Abrigo Advisors work alongside your management team and key decision makers to evaluate the impact of previously implemented strategies, identify new opportunities, and revise pricing rules when necessary. As economic/ market conditions and your customer behavior changes, so must your pricing strategies!
Influence accurate decisions, improve assumptions used in asset liability models, and increase loan growth organically.
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Loan and Deposit Pricing Experts
Why trust us? Our experience.
Abrigo knows loan and deposit pricing. We have over a century of retail banking experience, which helps us to develop successful pricing policies, programs and offers.
We are recognized by institutions, regulators, and trade associations as being industry-leading pricing and core deposit analysis experts. We have a world-class team that's waiting to partner with you and help you create an effective pricing process.
