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Valuant is now Abrigo, giving you a single source to Manage Risk and Drive Growth

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DiCOM Software is now part of Abrigo, giving you a single source to Manage Risk and Drive Growth. Make yourself at home – we hope you enjoy your new web experience.

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TPG Software is now part of Abrigo. You can continue to count on the world-class Investment Accounting software and services you’ve come to expect, plus all that Abrigo has to offer.

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Lending & Credit Risk

Quantifying the 5 Cs: Credit Analysis Ratios That Matter

Commercial loan analysts can identify, based on financial characteristics of the business and borrower, the good and bad loans in their portfolio. In this paper, we look at the metrics most often used by analysts to quantify the 5 Cs of credit – capacity, capital, conditions, collateral, and character.

Download this whitepaper to learn

  • What these key metrics mean
  • How to calculate the ratios
  • Why these metrics are important for assessing creditworthiness
  • How to improve or change the ratios when coaching business borrowers